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An investment banker is basically a personal banker. This banker works at your local bank and takes of all general accounts. On top of that, he also helps clients invest money into stocks, mutual funds, real estate, and other investments. An investment banker does need to know a lot about many investments, but does this mean he will get you a good return on your investment? Not necessarily. It would be better to go to someone who specializes in stocks, or mutual funds, or real estate. These kinds of specialists would be more inclined to give you the most return for your money. So, the final decision is up to you.